FrugalWorld

Here you'll find hundreds of money saving tips in a variety of areas.

20 Frugal Resolutions for the New Year

Maintain, don’t replace. Simply put, it’s going to cost you a lot less to maintain something you own than to replace it. Take care of things like mowers and tools and they’ll take care of you by lasting a lot longer and saving you a lot more.

Shop in season. To every thing (turn, turn, turn) there is a season… This is especially true when it comes to shopping. Knowing when to buy what will save you a ton of money over the course of the year. Check out our monthly in-season shopping guide for a look at what’s in-season this month.

Credit cards. OK, you know what I’m going to say: don’t use them! If you have a balance, concentrate on paying it off. Make this your “pick a bill” that was mentioned earlier. While useful for emergencies, the interest rate on most credit cards is so ridiculously high that they are just not worth it, and it’s far too easy to start loading one up and get in over your head. Try to avoid using all cards, opting instead for cash on hand/checking accounts. The golden rule here: if you’re going out shopping, leave the plastic at home!

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Stick to shopping lists. Walking into a store without a list (grocery or otherwise) is so last year. Sit down and make a list before you ever head out to go shopping, and stick with it once you hit the store. Shopping strictly from a list will not only help you to cut down on impulse buying, but once you develop the list habit, over time you’ll begin to pick up on ways to save. In terms of grocery shopping, set a weekly/biweekly grocery budget and try to stick to it using your lists.

Start couponing. If you aren’t using coupons for your grocery and other shopping, start now! Check out Coupons 101: Getting Started With Couponing for more on this.

Avoid eating out. You can feed yourself and your family much more cheaply if you cook and eat at home. If you regularly dine out, try to cut the number of times/week in half to realize some real savings.

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