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20 Frugal Resolutions for the New Year

Christmas, year round. If you’re like most of us, the end of the year is just a huge budget-buster. Try to minimize this end-of-year debt tsunami by shopping for Christmas throughout the year. Start early in the year by picking up discounted decorations, cards, and wrapping paper. During the rest of the year, keep an eye out for discounted gifts for family and friends. By the end of the year, you’ll not only have saved money, but you’ll also have spared yourself a considerable amount of seasonal stress.

Seek out free entertainment. Having fun need not break the bank. Chances are there are any number of organized activities in your area that don’t cost a dime. These may be run by the town/city, churches, organizations, etc., and you’ll find them listed in newspapers, on community bulletin boards, and through local radio or television. These aren’t the only source of free activities though, especially if you live somewhere that nature has a decent footprint. Check out our Leisure section or some of our articles like Fun (and Frugal) Things To Do This Fall for more free entertainment ideas.

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Drink water. I know: sounds simple, and it is, but this is one of those small areas that can add up in a big way, and in a number of ways. If you like your coffee fancy and $5 a cup, do the math. Drink a lot of soda? Switch to water and save a lot of money, and pounds. Water is the cheap and healthy way to hydrate. To mix it up a little, plant some peppermint or chamomile in your garden and enjoy some free herbal tea.

Be ruthless with yourself… and forgiving. Sit down and really examine the way you live your life in terms of money. Do you have bad habits that you can get rid of (do the “if I quit smoking” math… oy)? What works for you financially? What doesn’t? Build on those things that do, and get rid of those that don’t. Always be aware as you move through life – in the zone, if you will – of what you’re doing, what you’re spending, and how you could do it better. Be ruthless!

But also, be forgiving. None of us are perfect, and we’re all wasteful and weak here and there. Do the best you can and don’t let it get you down. Tomorrow really is another day. Although given the scope of this article, I guess it really is another year.

So, what are your resolutions this year?

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