Prize(s): (1) GRAND PRIZE WINNER WILL RECEIVE: (2) reserved tickets to the Panic! At The Disco show at the Mandalay Bay in Las Vegas scheduled to take place on March 24, 2017; Roundtrip airfare for (2); Hotel accommodations; $1,000 cash prize to use toward ground transportation; (1) $100 Hot Topic Gift Card; (2) Autographed Panic! At The Disco’s ‘Death of a Bachelor’ vinyl records; (2) Hot Topic – Panic At The Disco T-Shirts.
Additional winners will receive concert tickets and gift cards.
#3 Don’t use more than 30% of your available credit
Don’t max out your credit cards – a high balance makes you look riskier to lenders. Pay attention to your credit utilization ratio, or the percentage of available credit you’re using. An optimal debt to credit ratio is less than 10%, but keeping it around 15% to 25% is fine, too. The standard rule is not to go over 30% of your available credit. To make sure you stay under that, check your balances regularly or set up an alert.