FrugalWorld

Here you'll find hundreds of money saving tips in a variety of areas.

Americans More Frugal Post Recession

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“Five Years After” the 2008 financial meltdown, Americans are more likely to both invest in 401(k)s and IRAs, and carry less personal debt. This was the finding of a report released this week by the country’s second largest mutual fund company, Fidelity Investments. Read more…

20 Frugal Resolutions for the New Year

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Lose weight. Quit smoking. Exercise more. Finally conquer that irrational fear of clowns, once and for all. New Year’s is a perfect time to roll out the resolutions, those pledges to change something in your life, start anew, tabula rasa. Why not concentrate this year on a few frugal resolutions and get your financial house in order?

Even small changes to the way you do things in your life can add up to big savings, and more happiness. The following twenty frugal resolutions aren’t necessarily profound, but they’re all great steps towards saving more money in the New Year. Select as many as you want, physically write them down into a list, and tape it next to your bathroom mirror so you don’t lose track of them.

Image courtesy of  FreeDigitalPhotos.net 

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Books: “Worth It… Not Worth It?” by Jack Otter

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The Executive Editor of CBS MoneyWatch.com takes a look at some of the pressing financial questions you’ll run across in your life and boils it down to a simple question: “Is it worth it?” Read more…

Report: Beware Senior Checking Accounts

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A new report by the Pew Safe Checking in the Electronic Age Project finds that far from being a plus for seniors, checking accounts geared specifically towards seniors may offer no appreciable benefits or even cost more than traditional basic checking accounts. Read more…

Protecting Your Savings From Inflation

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This CNN Money video looks at ways that you can prevent inflation from chipping away at your retirement savings. Read more…

Credit Card Rates at All-Time High

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While the recent CARD Act helped to cut down on some credit card fee abuses, it did nothing to help in the  interest fees that credit card companies can initially charge. The result? Average interest rates now hovering at just under 15%. Read more…

Is The Economic Collapse a Good Thing?

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On its face, the question itself is ludicrous, but the press seems to be trying to spin the faltering/failing economy lately, desperately pulling out even the thinnest of silver linings.

I’ve been catching these stories cropping up here and there (quite a few flew out when gas prices started going down last fall), and today saw a couple of more. Which I had to share, because hey, optimism. 🙂 Read more…

Get Free Credit Reports

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Under federal law, you are entitled to get free credit reports from each of the three major credit reporting companies every 12 months. Not surprisingly, there are any number of Websites out there trying to take advantage of this fact to lure you in and either charge you a fee or scam you. One site, however, is legitimate.

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