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Six Tips for Health Insurance Savings

Illness and the medical bills it generates are responsible for almost half the bankruptcies filed in the United States every year. Health insurance is fast becoming one of the most vital decisions you can make in terms of your long-term financial health, but it can be a pricey one. TODAY’s Financial Editor Jean Chatzky highlights six ways that you can help keep the insurance industry from draining your bank account (click through for the full article).

2. Write out your priorities
Do you love your current doctors? Then you should choose an insurance company that covers their service. “It’s so important that you make a list of the top five things important to you, and bring them up to the broker or insurance company,” advised Michelle Katz, a healthcare consultant and author of “101 Health Insurance Tips” (, Inc., 2007). This way, you can really start to narrow things down by your needs, whether that means low premiums, customer service or the doctor you’ve been seeing since college.

Other areas covered in the article include brokers (and whether to deal with them in the first place), Health Savings Accounts and using your location to your advantage.

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